FCRA Disclaimer
Important limits on how information from this service may be used.
This is not a consumer reporting agency
US Background Check is designed as a public-information search service and does not provide “consumer reports” for purposes governed by the U.S. Fair Credit Reporting Act.
Do not use this service to determine:
- Employment or promotion eligibility
- Tenant or housing eligibility
- Credit, lending, or debt-collection eligibility
- Insurance eligibility or pricing
- Education admission, scholarships, or financial aid
- Professional licensing, government benefits, or another regulated eligibility decision
Why this matters
Products used for regulated decisions may trigger duties involving permissible purpose, consent, accuracy procedures, disclosures, dispute rights, and adverse-action notices. A disclaimer alone does not remove those duties if the actual product or marketing falls within the law.
Launch requirement: Review your marketing copy, API contracts, customer onboarding, report design, and actual use cases with qualified U.S. counsel.